We are always happy to help you plan your financial future, but below are some links to tools that can help as well:


Should I refinance my mortgage?
Mortgage Refinancing Calculator

How much will I need to set aside each month in order to pay for my child to go to college?
College Funding Calculator

How much will my loan payments be at various payment intervals?
Loan Payment Calculator with Amortization Schedule

How much will I need to save in order to withdraw an annual amount each year of my retirement?
Retirement Savings Calculator

*IMPORTANT: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

View our Privacy Policy


Stay smart and on your toes to prevent becoming a victim of fraud. Remember these tips:

  • Keep current antivirus protection and firewall on your computer.
  • Immediately delete unsolicited e-mails or pop-up messages requesting personal information without opening them.
  • Never send personal or financial information through an unsecured e-mail.
  • Change your online passwords frequently, and use complex ones that can’t be easily guessed by anyone.
  • Only conduct online business with reputable firms via a secure web connection – those that begin with the characters “https://” in the address in your browser. These characters verify that you are visiting a secure website that uses encryption to protect your identity and your information.
  • You should also verify if the site has a valid SSL certificate. Many newer browsers will alert the user if the certificate is not valid. However, you may wish to double-click the lock icon to verify if the certificate is still valid.
  • Check merchant privacy policies and only conduct business with those whose published privacy policies are acceptable to you.
  • When banking online, remain at your computer throughout the entire transaction and sign off completely and immediately when your transaction is finished.
  • Make arrangements to have your account information, credit card statements and any additional sensitive financial correspondence sent to you online directly from your bank, credit card company and other financial service providers.

Review your credit score and obtain a free credit report annually at no cost.

Federal Trade Commission
The FTC site offers tools and resources for protection against scams, fraud, unfair business practices and more. In addition, you should file any complaints with the FTC in the event you suspect you’ve encountered a fraudulent scam or you have indeed been a victim of fraud.

The FDIC site offers the resources to help you become an informed banking consumer. It provides news and education so you can protect yourself and make sound banking choices.

Lost or stolen debit card? Call 800-500-1044. For Telephone Banking, call 662-453-4220. Email us at

Due to the insecure nature of email, Bank of Commerce advises against including non-public information.