Privacy and Security

FACTS

What does Bank of Commerce do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and Payment history
  • Credit history and Checking account information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Commerce chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

Does Bank of Commerce share?

Can you limit this sharing?

For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes– to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes– information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes– information about your creditworthiness

No

We don’t share

For our affiliates to market you

No

We don’t share

For nonaffiliates to market you

No

We don’t share

To limit our sharing

Call 662-453-4142. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in the notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 662-453-4142 or go to www.bankcom.com

What we do

How does Bank of Commerce protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We will insure that any employee that has access to customers’ information has a business reason for that access.

How does Bank of Commerce collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such
as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Bank of Commerce has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bank of Commerce does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include debit/credit
card companies.

Rev. June 2015


Lost or stolen debit card? Call 800-500-1044. For Telephone Banking, call 662-453-4220. Email us at bank@bankcom.com.

Due to the insecure nature of email, Bank of Commerce advises against including non-public information.