Personal Savings Accounts

Savings accounts are not as simple as they once were. There are certain options that are a better fit for each customer depending on such things as your savings time frame and the amount of money you want to put away for safe keeping.

So whether you’re saving for a special need that’s not far away or for retirement, you’ll know that your money is always accessible. Call and let us answer any questions you may have and help tailor the best savings plans for you.

Statement Savings

The Statement Savings Account earns a market rate* of interest. Interest is earned daily and is credited and paid quarterly. There is a $2.00 charge for accounts with balances that fall below $200.00 and a fee of $1.00 for each debit over six debits per statement period. Minimum of $300.00 to open account. *Rate subject to change daily.

Money Market

Earn money market rate – subject to change on a daily or weekly basis. Minimum balance of $2,500.00. Deposits may be made anytime. Withdrawals and transfers are limited to three (3) transfers and three (3) checks per month. A statement will be issued monthly on the 15th.


CDs with maturities ranging from 29 days to 5 years; all certificates of deposit have a substantial penalty for early withdrawal.

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For your convenience and tax savings, we offer various types of Individual Retirement Accounts that mature from six months to five years. Contact us to discuss your IRA needs

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Lost or stolen debit card? Call 800-500-1044. For Telephone Banking, call 662-453-4220. Email us at

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