Personal Checking Accounts

At Bank of Commerce, we have a lot of things going for us, but the main thing that sets us apart is our personal relationships. We’re a hometown bank, and our mission is to make your financial life as easy and possible.


Select an account type

Regular Checking (non-interest bearing)

Maintain a minimum balance of $500.00 to avoid service charge. Unlimited number of checks and deposits. Statements issued monthly. For minimum balances below $500.00, a monthly charge of $8.50 will apply.

Plus Checking (interest-bearing)

If you’re looking to make maximum use of your money, PlusCheck is for you. Instead of paying for a checking account, the Bank of Commerce will pay you. If you choose our PlusCheck account, you’ll earn interest on your checking funds when you keep a minimum balance of only $1,000, and the higher the balance in your account, the higher your interest rate will be. Please check with the bank for different levels and current interest rates.


  • Unlimited Check Writing
  • Free Personalized Checks (limits may apply)
  • Overdraft Protection (with companion savings account)
  • Free Notary Services
  • Direct Deposit
  • No Service Charges*

With PlusCheck, your money is completely accessible, so you have the advantage of using it while you’re still earning interest on the balance. Come in soon and sign up, so you can start earning money the easy way. *A service charge of $10.00 will be applied if balance falls below $1,000. Service charge may reduce A.P.Y. Interest rates are subject to change. PlusCheck is for individual and non-commercial accounts only.

Now Interest Checking

A $1,000 balance is required to avoid a service charge, plus earn a market rate* of interest. A service charge of $6.00 and no interest will be earned on accounts whose balance falls below $1,000.00 Some restrictions apply. *Rate subject to change daily.

contact us for more information

Debit Card

Come by one of our offices to sign up for your debit card and make all your checking transactions easy.

Check Imaging

Your checks and other transactions come copied in a reduced size, with multiple images to a page, already put in numerical order. The days of bulky envelopes stuffed in drawers are over. Copies of deposit slips are included as well. Each page is 3-hole punched for easy insertion into the binder provided by us. With Check Imaging, you’ll have everything together when tax time comes.

Lost or stolen debit card? Call 800-500-1044. For Telephone Banking, call 662-453-4220. Email us at

Due to the insecure nature of email, Bank of Commerce advises against including non-public information.