top of page
shutterstock_1439017064_edited.jpg

Savings & MMA

shutterstock_1827770870.jpg

Start Saving
Today. Open Your Account
 Online.

Our savings account options offer a secure and convenient way to grow your savings and help you achieve your financial goals. Whether you’re saving for the short term or planning for the future, Bank of Commerce provides the tools and services you need to manage and grow your wealth with confidence.

Investment Savings

Plan for your future by investing as little as $300 to open an investment savings account. Plus, on balances of $300 and up, enjoy the flexibility of a variable interest rate based on a tiered structure. A service fee of $5 per statement cycle is charged if your balance falls below $300. Minimum opening deposit and service fee will be waived if the account receives transfers from the Savings Made Simple feature. Limited  to six withdrawals per statement cycle.  There is a $1 Excessive withdrawal fee for each withdrawal over six.  If the account is closed within 90 days of opening, a $20 early closing fee will apply. More info below.

shutterstock_1414416203.jpg

Personal Sapphire
Money Market

• No minimum to open • Balances of $10,000 and up earn a variable market rate of interest based on tiers • Internet banking with bill pay • No Service Fee • Limited to 6 withdrawals per statement cycle • $1 Excessive Withdrawal Fee for each withdrawal over 6 • If the account is closed within 90 days of opening, a $20 early closing fee will apply • Services – Zelle (P2P transfer), Apple Pay, Google Pay, Samsung Pay

Investment Savings

• Service Fee: $5 per statement cycle (quarterly) if balance falls below $300 • Minimum Opening Deposit: $300 • Minimum opening deposit and service fee waived if the account receives transfers from the Savings Made Simple feature • Balances of $300 and up earn a variable rate of interest based on a tiered structure • Limited Transactions: 6 per quarter/statement cycle ($1 for each over 6) • If the account is closed within 90 days of opening, a $20 early closing fee will apply • Free Online & Mobile Banking

Individual Money Market

• Minimum of $2,500 to open • Balances of $2,500 and up earn a variable market rate of interest • Internet banking with bill pay • $8 Service Fee per statement cycle if the daily balance falls below $2,500 • Limited to 6 withdrawals per statement cycle • $1 Excessive Withdrawal Fee for each withdrawal over 6 • If the account is closed within 90 days of opening, a $20 early closing fee will apply • Services – Zelle (P2P transfer), Apple Pay, Google Pay, Samsung Pay

IRAs

An Individual Retirement Account (IRA) gives you an easy way to save for retirement. For your convenience and tax savings, we offer various types of IRAs that mature from six months to five years. Contact us to learn more about your IRA options.

CDs

A Certificate of Deposit (CD) is a savings account that holds a fixed amount of money for a set period of time. We offer CDs with maturities ranging from 29 days to 5 years. Once matured, you can withdraw the funds plus any interest accrued. It’s important to note that all CDs have a substantial penalty for early withdrawal.

Lost or Stolen Debit Card?


Call 800-500-1044. For telephone banking, call 662-453-4220. Email us at bocbank@bankcom.com.

(Due to the unsecure nature of email, Bank of Commerce advises against including non-public information.)

Online or in-person, we’re always for you.
Quick Contact

Name

Email

We'll never share your email with anyone else

Subject

Message

Due to the unsecure nature of email, please do not include non-public information when contacting the bank. We recommend against sharing personal information through this form. By submitting this form you accept our privacy policy.

Thanks for submitting!

© 2025 Bank of Commerce

bottom of page