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Personal Lending

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You Dream It.
We Lend It.

Bank of Commerce offers a variety of flexible lending options to meet your financial needs. Whether you're looking to buy a home with a residential mortgage, improve your current space with a home improvement loan, finance a new vehicle, tap into your home's equity, or secure a personal loan for any purpose, we’ve got you covered. Reach out today!

Fresh Start Loan & Deposit Program

The Fresh Start Loan and Deposit Program is for individuals who would like the opportunity to build a good credit record or to repair their credit record while learning the basics of financial responsibility and establishing a relationship with a local bank. For complete program details and additional requirements and qualifications, please call Timothy Stanciel at 662-459-0303. 

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Residential Mortgages

Let us help you get a home of your own with fast service, convenient terms and low closing costs. Our loan officers will find a plan that best fits your needs.

Home Improvement Loans 

From remodeling to home additions, we can help you achieve your house goals.

Personal Loans 

Personal loans are available on a secured and unsecured basis. Choose from installment or single pay loans to pay for moving costs, weddings, and vacations, or finance your vehicle, pay off high-interest debt, upgrade your home, and more.

Vehicle Financing 

We provide auto loans for the purchase of new cars and trucks for up to 72 months. We show secondhand cars some love, too. We’ll finance used cars up to 60 months, depending on age, condition and account status.

Home Equity Loans

Taking advantage of your home's hidden value can be used for home improvements, major purchases, debt consolidation, medical expenses and much more. Use your approved funds at once, or set up a line of credit to use when and where you need it.

Lost or Stolen Debit Card?


Call 800-500-1044. For telephone banking, call 662-453-4220. Email us at bocbank@bankcom.com.

(Due to the unsecure nature of email, Bank of Commerce advises against including non-public information.)

Online or in-person, we’re always for you.
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