Checking
Open A Checking Account Online, Anytime.
Debit Card
Checking isn’t complete without your FREE Bank of Commerce Visa debit card. With your Bank of Commerce debit card, you can access your checking account anywhere in the world. Thanks to instant issue debit cards, new account holders can expect their new debit card in a matter of days.
PREMIUM Checking Account
Want more than your average checking? Step up to PREMIUM Checking from Bank of Commerce, a powerful tool to support and protect your financial strength. This account delivers a wide range of benefits so you’ll always be taken care of. PREMIUM Checking helps you manage personal finances with the Financial Wellness 360 program. With unlimited one-on-one coaching, interactive courses and resources, you’ll be able to better meet your money goals head-on. For added protection, our identity monitoring will keep you aware of any suspicious activity. If you are a victim of identity theft, we’ll provide theft resolution services to help you get everything back in order. Plus, you’ll get access to credit monitoring so you can view your credit report and your FICO score. PREMIUM Checking even has benefits like cell phone protection and roadside assistance reimbursement. With the Savings Made Simple program you can save by rounding purchases to the nearest dollar and depositing the rounded amount to your savings account. PREMIUM Checking from Bank of Commerce is the easy way to get a checking account that gives you more. • Minimum of $100 to open • ID Protect- Identity Theft Protection and Monitoring** • Roadside Assistance  • Cell Phone Protection  • Unlimited Check Writing • Overdraft coverage available • Internet banking with bill pay • Savings Made Simple Transfer — Round up your spare change per debit card transaction and add it to a savings account. • If the account is closed within 90 days of opening, a $20 early closing fee will apply • $8 Service Fee per statement cycle if the daily balance falls below $1500 and you receive paper statements • $5 Service Fee per statement cycle if the daily balance falls below $1500 and you receive E-Statements • $0 Service Fee per statement cycle if a $1500 daily balance is maintained • No Fee for Full-Time Students under 24*
ULTRA Checking (Interest Bearing)​
If you put more in, you should get more in return. Bank of Commerce is proud to offer ULTRA Checking, the ultra-answer when you keep a running balance above $2,500. This benefit-rich checking account earns market rate interest and is offered with potentially no monthly service fee— a perfect solution for anyone who keeps a little more money in their account.  Just like PREMIUM Checking, you’ll get access to identity and credit monitoring services that protect you with identity theft monitoring, access to theft resolution services and easy access to your credit report with FICO score. You’ll also receive benefits like roadside assistance reimbursement and cell phone protection. Access to Financial Wellness 360 lets you fine-tune your finances with interactive courses, videos and unlimited one-on-one financial wellness coaching. The Savings Made Simple program helps you save by rounding purchases to the nearest dollar and depositing the rounded amount to your savings account. ULTRA Checking delivers it all, all for you.  • Minimum of $2,500 to open • Pays Interest • ID Protect- Identity Theft Protection and Monitoring** • Roadside Assistance  • Cell Phone Protection  • Unlimited Check Writing • Overdraft coverage available • Internet banking with bill pay • Savings Made Simple Transfer — Round up your spare change per debit card transaction and add it to a savings account.  •If the account is closed within 90 days of opening, a $20 early closing fee will apply • $10 Service fee per statement cycle if daily balance falls below $2500 • $0 Service Fee per statement cycle if daily balance of $2500 is maintained • No Fee for Full-Time Students under 24*  ULTRA Checking is for individual and non-commercial customers only. This account pays a variable interest rate based on a tiered structure.
CHOICE CheckingÂ
When you’re just getting started, the choice is easy. Introducing CHOICE Checking from Bank of Commerce. This account takes good care of your basics, delivering the convenience and features of a checking account without any fuss. With no minimum balance requirement or monthly fees when you choose online statements, you get to choose when you spend your money and where you keep your balance, with an account that’s just for you. This account is perfect for students or first-time account holders. CHOICE Checking gives you everything you expect from a checking account without restrictions to hold you back. Make the right choice with CHOICE Checking from Bank of Commerce. • $0 Minimum to Open • No Fee for Full-Time Students under 24* • Unlimited Check Writing • If the account is closed within 90 days of opening, a $20 early closing fee will apply • $3 Service Fee per statement cycle • $0 Service Fee per statement cycle if a daily balance of $1000 is maintained OR you receive E-statements
Personal Sapphire Money Market
• No minimum to open • Balances of $10,000 and up earn a variable market rate of interest based on tiers • Internet banking with bill pay • No Service Fee • Limited to 6 withdrawals per statement cycle • $1 Excessive Withdrawal Fee for each withdrawal over 6 • If the account is closed within 90 days of opening, a $20 early closing fee will apply
Individual Money Market
• Minimum of $2,500 to open • Earns a variable market rate of interest • Internet banking with bill pay • $8 Service Fee per statement cycle if the daily balance falls below $2,500 • Limited to 6 withdrawals per statement cycle • $1 Excessive Withdrawal Fee for each withdrawal over 6 • If the account is closed within 90 days of opening, a $20 early closing fee will apply
*Applies to students ages 15-23. Service fees will begin on the account holder's 24th birthday. 
**Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. 2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.
Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.