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FDIC Insured - Backed by the full faith and credit of the U.S. Government.
Personal Checking & Savings Accounts:
Boost Checking
Introducing
Boost Checking
Our Boost Checking Account is designed for the everyday customer wanting to make their money work harder for them. We now offer our competitive Boost Checking Account which pays 5.11% APY* on average daily balances between $1,000 and $30,000 when qualifications are met.
About Boost Checking
• 5.11% APY* earned on Average Daily Balances between $1,000 and $30,000 when the following qualifications are met:
- Must be enrolled in Electronic Statements
- Must have at least 15 or more POS (Point of Sale) transactions to post and clear during each statement cycle
- Must have a cumulative total of $1,000 in ACH Credits post and clear during each statement cycle
• 0.49% APY earned on Average Daily Balances that are greater than $30,000 or do not meet the qualification requirements above
• Reimbursement of up to $20 in ATM surcharges per statement cycle
• Account benefits include Roadside Assistance, Cell Phone Protection, and IDProtect-Identity Theft Protection and Monitoring**
• Minimum opening deposit of $50
• No service fee for full-time students under 24
• Average Daily Balance of at least $1,000 to avoid the $10 service fee per statement cycle
• Average Daily Balance of at least $1,000 earns a variable rate of interest based on a tiered structure
Please note that transactions MUST post and clear to your account during the monthly statement cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and clear an account. Accounts closed within 90 days of account opening will incur a $20 early closing fee.
Features of Boost Checking
Unlimited Check Writing
Overdraft Coverage Available
Internet Banking with Bill Pay
Credit Monitoring
& Vantage Scores
Mobile Banking
Mobile Check Deposit
Debit Card Access
Zelle for Fast Money Transfers
No Service Fee for Full-Time Students Under 24
Savings Made Simple
Applies to students ages 15-23. Service fees will begin on the account holder’s 24th birthday.
Financial Wellness 360
Access to one-on-one financial coaching, interactive courses, and resources to help meet financial goals
Round up debit card transactions to the nearest dollar and deposit the difference into a savings account
BOOST Checking is for individual and non-commercial customers only.
*APY (Annual Percentage Yield) is accurate as of 11/11/2024 and is subject to change without notice. Fees may reduce earnings. Account type is limited to one account per individual.
**Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.
Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.